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Validator Standar ISO

Tempel IBAN, tanggal, ISBN, kode mata uang, dan lainnya — langsung lihat standar ISO mana yang cocok dengan tiap nilai, atau persis kenapa nilai itu gagal.

Semua diperiksa di dalam browser Anda. Apa pun yang Anda tempel tidak diunggah maupun disimpan.

Tempel nilai di atas dan hasilnya muncul di sini.

ISO 8583 reference: response codes and data elements

Look up what a DE 39 response code means, or what any data element (DE) holds and how long it must be.

CodeMeaningResult
00Approved or completed successfullyApproved
01Refer to card issuerDeclined
02Refer to card issuer, special conditionDeclined
03Invalid merchantError
04Pick up card (no fraud)Pick up card
05Do not honorDeclined
06ErrorError
07Pick up card, special condition (fraud)Pick up card
08Honor with identificationApproved
09Request in progressSystem
10Approved for partial amountApproved
11Approved (VIP)Approved
12Invalid transactionError
13Invalid amountError
14Invalid card number (no such number)Error
15No such issuerError
16Approved, update track 3Approved
17Customer cancellationDeclined
18Customer disputeDeclined
19Re-enter transactionError
20Invalid responseError
21No action takenDeclined
22Suspected malfunctionSystem
23Unacceptable transaction feeError
24File update not supported by receiverError
25Unable to locate record in fileError
26Duplicate file update record, old record replacedError
27File update field edit errorError
28File update file locked outError
29File update not successful, contact acquirerError
30Format errorError
31Bank not supported by switchError
32Completed partiallyApproved
33Expired card, pick upPick up card
34Suspected fraud, pick upPick up card
35Card acceptor contact acquirer, pick upPick up card
36Restricted card, pick upPick up card
37Card acceptor call acquirer security, pick upPick up card
38Allowable PIN tries exceeded, pick upPick up card
39No credit accountDeclined
40Requested function not supportedError
41Lost card, pick upPick up card
42No universal accountDeclined
43Stolen card, pick upPick up card
44No investment accountDeclined
51Not sufficient fundsDeclined
52No checking accountDeclined
53No savings accountDeclined
54Expired cardDeclined
55Incorrect PINDeclined
56No card recordDeclined
57Transaction not permitted to cardholderDeclined
58Transaction not permitted to terminalDeclined
59Suspected fraudDeclined
60Card acceptor contact acquirerDeclined
61Exceeds withdrawal amount limitDeclined
62Restricted cardDeclined
63Security violationDeclined
64Original amount incorrectError
65Exceeds withdrawal frequency limitDeclined
66Card acceptor call acquirer security departmentDeclined
67Hard capture (pick up card at ATM)Pick up card
68Response received too lateSystem
75Allowable number of PIN tries exceededDeclined
76Invalid / non-existent "to" account specifiedError
77Invalid / non-existent "from" account specifiedError
78Invalid / non-existent account specified (general)Error
90Cut-off is in process (switch ending a business day)System
91Issuer or switch is inoperativeSystem
92Financial institution or intermediate network facility cannot be found for routingSystem
93Transaction cannot be completed, violation of lawDeclined
94Duplicate transmissionError
95Reconcile errorError
96System malfunctionSystem
97Reserved for ISO useSystem
98MAC errorError
99Reserved for private useSystem

Meanings follow ISO 8583 and common card-scheme usage. Each network (Visa, Mastercard, domestic switches) keeps its own list, so check its specification for codes that differ.

Apa yang diperiksa validator ISO ini

Sebagian besar pengenal yang dipertukarkan bisnis setiap hari mengikuti standar ISO, dan hampir semuanya memiliki digit pemeriksa agar karakter yang salah ketik terdeteksi sebelum menyebabkan pembayaran gagal, kiriman ditolak, atau data keliru. Alat ini mengambil apa pun yang Anda tempel, satu nilai per baris, menentukan standar mana yang mungkin berlaku, lalu memberi tahu apakah nilai itu lolos, lengkap dengan bagian-bagian yang ditemukan di dalamnya.

Untuk tanggal dan waktu, alat ini mengikuti ISO 8601: tanggal kalender gaya ringkas maupun bertanda hubung, tanggal mingguan seperti 2024-W09-4, tanggal ordinal, waktu dengan atau tanpa selisih UTC, durasi seperti P3Y6M4DT12H30M5S, dan interval. Alat ini memahami tahun kabisat, tahun yang punya 53 minggu, penulisan 24:00 untuk akhir hari, serta detik kabisat, dan menunjukkan kesalahan umum: spasi sebagai pengganti huruf T, campuran gaya ringkas dan bertanda hubung, atau tanggal 30 Februari.

Untuk keuangan, alat ini memeriksa IBAN berdasarkan registri tiap negara, termasuk panjang pastinya dan format rekening nasional, serta memverifikasi digit pemeriksa mod-97. Kode BIC dipecah menjadi bank, negara, dan cabang; kode ISIN dan LEI diverifikasi dengan aturan digit pemeriksa masing-masing; dan nomor kartu pembayaran diuji dengan rumus Luhn serta prefiks penerbit. Kode mata uang berasal dari ISO 4217 lengkap dengan kode numerik dan satuan kecilnya, sedangkan kode negara dan bahasa berasal dari ISO 3166-1 dan ISO 639, termasuk tag bahasa seperti zh-Hant-TW.

Untuk produk dan logistik, alat ini memvalidasi ISBN-10 dan ISBN-13 (dan mengonversi di antara keduanya), ISSN, 17 karakter nomor identifikasi kendaraan, nomor kontainer pengiriman beserta kode pemilik dan digit pemeriksanya, serta format DOI. Ingat apa arti validasi: ia membuktikan nilai itu tersusun dengan benar, bukan bahwa bukunya, kendaraannya, atau rekeningnya ada. Semuanya berjalan lokal di browser Anda, sehingga nilai yang sensitif pun tidak pernah keluar dari perangkat Anda.

ISO 8583 is the message format behind card payments: every authorization, purchase, reversal and network test between a terminal, an acquirer and an issuer is one ISO 8583 message. A message starts with a four-digit message type indicator (MTI) whose digits give the edition (0 = 1987, 1 = 1993, 2 = 2003), the class (authorization, financial, reversal, network management…), the function (request, response, advice) and who sent it. A bitmap of 64 or 128 bits follows, and each bit that is set says that the matching data element (DE) is present, such as DE 2 for the card number, DE 3 for the processing code, DE 4 for the amount, DE 11 for the trace number or DE 39 for the response code. Paste a message either as the text most documentation shows (MTI, hexadecimal bitmap and fields as characters) or as a hex dump of the raw bytes with BCD-packed numbers; the checker detects which one it is, strips an optional length header, lists every field with its name and flags truncated or oversized fields, bad length indicators, leftover data, impossible dates and times and unknown currency or country codes. It follows the 1987 data element table, so messages that use 1993 or 2003 layouts, private fields with their own sub-structure or a tertiary bitmap may be reported as invalid even though they are valid on your network.

Beyond identifiers, the validator also understands a few banking and payment codes. A creditor reference (ISO 11649) starts with RF and two check digits and is verified with the same mod-97 rule as an IBAN, so a mistyped payment reference is caught before it reaches the bank. A CFI code (ISO 10962) is six letters that classify a financial instrument — the first letter is the category (E for equities, D for debt, F for futures…) — and a merchant category code (ISO 18245) is the four-digit number that tells the card network what kind of business a merchant runs; both are never guessed automatically because any six letters or four digits could be one, so pick the standard from the list. Track data (ISO/IEC 7813) is what a magnetic stripe stores: card number, expiry, a three-digit service code and discretionary data, checked with the Luhn rule and a real month. The reference tables under the validator list every DE 39 response code, every ISO 8583 data element and the common merchant category codes.

Two further message formats are checked as a whole rather than line by line. A SWIFT FIN message (ISO 15022 syntax) has up to five blocks — basic header, application header with the message type and receiving BIC, user header, the text in block 4 and a trailer — and block 4 is a list of :tag: fields; the validator checks the header BICs, the mandatory fields of an MT103 (customer credit transfer), an MT202 (institution transfer) and the n99 free-format messages, and the format of the common tags such as :32A: (date, currency, amount with a decimal comma), :23B:, :71A:, :20: and the BIC-bearing party fields. An ISO 20022 message is XML whose namespace names the message (for example pain.001.001.09 or pacs.008.001.08); the validator checks that the XML is well formed, the namespace and business element match, the group header is complete, the number of transactions and control sum agree with the content, and every IBAN, BIC, currency and amount is valid. It does not replace validation against the official XSD, so use your bank's schema for the final check.

Pertanyaan yang sering diajukan

Apakah nilai yang saya tempel dikirim ke suatu tempat?

Tidak. Setiap pemeriksaan berjalan di browser Anda dengan daftar referensi yang sudah disertakan di halaman. Apa pun yang Anda tempel tidak diunggah maupun disimpan, bahkan tidak di penyimpanan lokal, jadi aman untuk memeriksa nilai yang tidak akan Anda unggah ke internet.

Apakah "valid" berarti rekening, buku, atau kartunya benar-benar ada?

Tidak. Validasi hanya memeriksa format dan digit pemeriksa. IBAN yang valid punya panjang, struktur, dan digit pemeriksa yang benar, tetapi itu tidak membuktikan rekeningnya ada. Begitu pula ISBN atau DOI yang valid hanya berarti penulisannya benar, belum tentu terdaftar.

Standar apa saja yang bisa saya periksa?

ISO 8601 (tanggal, waktu, durasi, interval), ISO 3166-1 (negara), ISO 4217 (mata uang), ISO 639 (bahasa dan tag bahasa), ISO 13616 (IBAN), ISO 9362 (BIC), ISO 6166 (ISIN), ISO 17442 (LEI), ISO/IEC 7812 (nomor kartu pembayaran), ISO 2108 (ISBN), ISO 3297 (ISSN), ISO 3779 (VIN), ISO 6346 (nomor kontainer), dan ISO 26324 (DOI).

Kenapa satu nilai bisa cocok dengan dua standar?

Beberapa kode pendek valid di lebih dari satu daftar. ID adalah Indonesia (ISO 3166-1) sekaligus bahasa Indonesia (ISO 639-1), dan 840 adalah Amerika Serikat sekaligus dolar AS. Alat ini menampilkan setiap standar yang dipenuhi nilai tersebut.

Bisakah saya memeriksa banyak nilai sekaligus?

Bisa. Tempel satu nilai per baris, hingga 5.000 baris, dan alat ini mendeteksi standar tiap nilai. Saring berdasarkan valid atau tidak valid, salin yang valid, atau unduh hasilnya sebagai file CSV.

How do I check an ISO 8583 message?

Paste the whole message on one line. Two layouts are understood: text (a four-digit MTI, a 16- or 32-character hexadecimal bitmap, then the fields as characters, with LL/LLL length digits for variable fields) and a hex dump of the raw bytes (BCD MTI, binary bitmap, BCD numbers). A two-byte or four-digit length header in front is detected and skipped. The result shows the MTI meaning, the bitmap and each data element, or the first problem found. Fields follow the ISO 8583:1987 table; custom formats of your network may differ.

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